The Credit Blog

How Do Lenders Determine If You Get a Loan?

Posted October 13, 2017

Have you ever wondered how lenders determine who and how much credit they’re willing to extend? It becomes a really interesting and important question when you start to think about getting a loan, or mortgage, for a new home. Knowing which factors go into determining a home loan can be the difference between qualifying for the loan and getting it at a good interest rate, or not.

Preventing Identity Theft

Posted October 6, 2017

Identity theft is very much in the news these days with the data breach at Equifax. And the fact is, if you have a credit report there’s a very good chance that you are one of the 143 million Americans affected. Unfortunately the data breach, which lasted from mid-May through July of 2017, was pretty bad. Equifax admitted the hackers were able to access consumer’s names, their Social Security numbers, date of birth, addresses, and in a number of cases – driver’s license and credit card numbers.

Credit Myths & Misconceptions

Posted September 28, 2017

There’s a lot of information out there about credit and how it works. And often much of it is contradictory or just plain hard to understand.

Your Credit Score

Posted September 11, 2017


One way to encounter your credit score and its importance is to simply channel surf on TV– for the commercials! And for many of those that you’ll run across – furniture stores running a holiday sale, auto dealers running year-end deals to “clear room” for the new models – what’s driving their pitch is often the financing involved.

How Opening and Closing Credit Card Accounts Affect Your Score

Posted August 31, 2017

By: Alayna Pehrson – Digital Marketing Strategist at

Calculating Your Credit Score

Posted July 27, 2017

Why is your credit score important?

Your Guide To Great Credit

Posted July 27, 2017


"You don't have to be great to get started, but you have to get started to be great."

-- Less Brown

5 Awesome Benefits For Having A Clean Credit Report

Posted March 24, 2017

We have all been there – trying to be diligent about cleaning up our credit report of errors, paying the bills on time and even keeping the credit card balances in order. The benefit for that diligence is great – a high credit score, which is the bridge to many low-interest loans and offers in the future. A clean credit report can save you a lot of money in interest charges over time and can give you additional power when negotiating a purchase.

Fix Your Credit: 4 Surefire Ways To Boost Your Credit Score

Posted March 10, 2017

Need to fix your credit and boost your credit score?

Well, you’re not alone…

How To Add 100 Points To Your Credit Score Starting Tomorrow

Posted February 27, 2017

If your piggy bank feels empty and you need to save up a bit, you are not the only one. There are a lot of people on the same mission - going over their household expenses but without luck in spotting the right items to cut from the list.

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