Plans & Pricing

"I never had time to do this on my own and you guys were worth much more than you charge." – Justin L


We keep it simple

Get the best pricing in the industry from one of the most popular and trusted companies that you'll find anywhere. Our worry-free service means that you can stop whenever you’re happy with your credit, at any time.

  • Pay as you go
  • All 3 Credit Bureaus +All three credit reporting agencies included and challenged accordingly.
  • Unlimited Challenges +All three credit reporting agencies are disputed without limitation to ensure our best achievable outcome.
  • All 3 "Before & After" Credit Scores +All three of your credit scores are shown at the beginning of your service and updated when you’re happy with your credit and stop using our service.
  • All 3 Reports & Scores Refreshed Monthly +All three of your credit scores are shown at the beginning of your service and refreshed monthly to show your progress along the way!
  • Creditor Interventions +Communications with creditors for additional assistance with credit issues.
  • Escalated Disputes & Validations +After each dispute cycle any unresolved credit issues are included in validation requests to ensure the accuracy and effectiveness of each dispute.


Pay as you go,
satisfaction guaranteed.

$99 month


(Most advanced)
Pay as you go, Satisfaction guaranteed.

$119 month

Premium Flat Rate

Perfect if you don’t like monthly fees and have a lot of work needed.

$599 6 months flat rate

Our 20+ year track record speaks for itself:

78%Approved for Auto Loans after our service
71%Approved for Home Loans after our service
81%Approved for New Credit after our service
74%Approved for Refinancing

50-100+ points
estimated credit score increase*

credit issues removed for our customers

And with our Unbeatable Satisfaction Guarantee, we back it up!

* Based on a select case study performed by The Credit People.  Results will vary.


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"Thank you for the advice. I am very happy with the work you are doing. The credit people have really done an amazing job for me and my wife. I can't thank you enough for taking a special interest in our case like you have. I have received help from at least a half a dozen people over there and everyone has been so nice and helpful. You're a great company."

GUSS K. New Jersey

Free Consultation
No Obligation

There’s no catch, risk, or obligation…If you’re interested and want to learn more, just fill out the form and let’s help you fix your credit!

Get Started

By submitting this form I agree to be contacted by The Credit People via live agent or artificial or prerecorded voice and text messages (subject to your cellular rates) at the number provided, which I certify is a number that I am the owner of, dialed manually or by auto-dialer, and by email. I am not required to consent in order to purchase. I agree to this website's terms & conditions.

Questions? Call anytime: 866-382-3410