Update: Because of the demand, we’re extending this limited offer.

Know what's possible, before paying anything.

"I didn't even know if I needed credit repair, or how it even worked - Thank you!"

Available Until

Begin with knowing what can be done with your credit, before paying anyone anything.

Start with a custom credit evaluation (free for a limited time)

  • Expert evaluation of your credit
  • Your score
  • Recommendations tailored for you
  • Summary sent to you⸺yours to keep!

Know how it works, what can be done, what your score is, and then decide if you want The Credit People to handle everything for you!

No obligation.  No credit card needed.

Get your custom Premium Credit Snapshot

Complete the form, review what’s killing your score with an expert, and understand the drivers of your credit. You'll know what can be done, and how high your credit score can be -- completely free.

Whether you sign up for our service or not, we'll email your custom credit evaluation to you -- a summary that outlines exactly what needs to be done (no catch and no obligation, even if you decide not to let us help you, you'll know what needs to be done!)

I want my custom
Premium Credit Snapshot

By submitting this form I agree to be contacted by The Credit People via live agent or artificial or prerecorded voice and text messages (subject to your cellular rates) at the number provided, which I certify is a number that I am the owner of, dialed manually or by auto-dialer, and by email. I am not required to consent in order to purchase. I agree to this website's terms & conditions.

20 years of experience…

200,000 credit scores increased.


Stacy R.

StarsDani M.

“I know everything I need to know about my credit thanks to your summary.  I am excited to finally do something about my credit!”

1,493,679 credit issues permanently resolved.

Approved for Auto Loans

78% Approved for Auto Loans

Approved for Home Loans

71% Approved for Home Loans

Approved for New Credit

81% Approved for New Credit

Approved for Refinancing

74% Approved for Refinancing

Whether you try our service or not, you'll know your options.

Whether you try our service or not, you'll know what you need.
Jennifer E.

StarsJennifer E.

“I've never had my credit explained to me, or knew what I could do about it...people should totally take advantage of this.”


Your credit report reviewed by an expert, with your score. Yours to keep, free (for a limited time.)

This is automatically included in our service if you sign up, but today, you can get your custom credit evaluation (until ) for free with no obligation.  Whether you try our service or not, we’ll send it to you within 10 minutes...

We’ll walk you through your tailored Credit Evaluation.

When all the information is in one place, it’s easier to see the whole credit picture. We’ve created this unique credit evaluation to help our clients make sense of their credit, at-a-glance.

Your credit score is made up of separate parts. During the call, we’ll show you how your credit report measures up in several critical areas:

  • Any marks against your credit, hurting your score
  • Credit utilization
  • Length of credit history (compared to ideal)
  • Credit mix
  • Inquiries
  • What can be done to raise your score

Detailed review (and explanation) as to why your credit score is low.

What’s killing your credit score? Find out what red flags and score leaks are hurting your score so you can get them fixed...and avoid them in the future.

Your credit, fixed for you...

There are steps you can take right now to optimize your existing accounts.   

Many of them are NOT what you think.   

For example, it might seem like a good idea to start paying off all your debts, but that’s not what we recommend in most cases.   

Paying off the old debt could be a waste of good money. Instead, you could use that money strategically to raise your score.

Raising your score depends on the events behind the score. It’s the depth of your credit history and the type of items that are dragging your score down. We'll bring you behind the curtain and explain everything.

Your credit report is unique, and the service that fixes it for you should be too. 

We've been seen in major publications like Smart Money and the New York Times.  3,409 people joined The Credit People last month alone, and they're watching their credit report turn into a better credit report!

  • 200,000 happy customers
  • 20 years of experience
  • 1,493,678 credit issues removed
  • Thousands of success stories
  • 78% approved for auto loan
  • 71% approved for home loan
  • 81% approved for new credit

...Start with knowing what can be done, before paying. anyone. anything.

What are you waiting for?...Let's do something about your credit!

Let's Do It

StarsKenneth W.

“This is for real you took care of me, my score is up to 691 now!  I told people about you and sent them your way.”

You can’t fix it if you’re hiding from it... at least you’ll know what you’re up against. If you are in the market to buy home, or another major purchase though, the real issue is time.

You want to get this done - the highest credit score you can get...not the experience of slowly climbing a steep mountain all by yourself.

Over the last 20 years, we've helped more than 200,000 people achieve the most remarkable results.

Ready to fix your credit? Then let's get started...

Our clients see a 53-187 point increase in their credit score

Get your own customized credit evaluation while you can, and take advantage of it for a limited time...but if you already know your credit issues, and you want experts at The Credit People to fix your credit for you...

As seen in:

Q: ‘Can I Fix My Credit Myself?’

A: ‘Yes, you can.’

But this mortgage broker from Los Angeles, California, put it best.

"I always tell my clients that unless they work on credit reports for a living, they should hire professionals to do it for them.

Paying whatever companies are charging that will fix your credit these days are pennies compared to the cost of high interest rates and the ability to even get approved in the first place.

Do you really want to save a few dollars to clean up your credit just to pay thousands of dollars in interest later? ...That just doesn’t make financial sense."

Not sure how to fix your credit, or where to begin?

Start with your credit evaluation at no cost right now, and then you’ll know if you want The Credit People to handle everything for you.

Not sure how to fix your credit?

What's killing your score?
Do you have the score you need?
Stop wondering and find out.

  • Your credit report reviewed by an expert, with your score. Yours to keep, free for a limited time.
  • Detailed review (and explanation) as to why your credit score is low.
  • Actionable strategies to start raising your score.
  • Tailored insights and a summary sent to you.

Ultimately, it’s all about your goals. The purpose of offering a customized credit evaluation for this limited time is to help you make an informed decision as to what to do next.

If you decide that working with us will get you to your goals faster, you’ll have that option, but at least you’ll know your options.

(And don’t worry, checking your credit score and downloading your credit report won’t lower your credit score.)

Let's Do It

Mike G

StarsPaul C.

"Just got started after getting the snapshot of my credit.  I'm excited to fix my credit and raise my score!"

Commonly asked about getting your credit snapshot, score, and expert credit assessment for free...

Commonly asked about our Credit Evaluation

There is none. It's just a limited-time offer, simple as that. (Max 1 evaluation per user)

Your information is safe with us! Nothing is shared without your permission. 


Of course!  You'll be able to view everything we talk about and see it (for a limited time).  You can print it, frame it, or do what you'd like with it!

You'll have access to your credit score information, your credit summary, and tailored insights about your credit. 

No, this will not be an inquiry and it will not impact your credit or your score in any way.  That would defeat our goal of helping you fix your credit and raise your score.

Of course everyone's credit is different, so it varies, but with most people we can walk through their credit with them in 10 minutes.  It's an eye-opening experience that you get to keep afterwards.  (We'll email you the summary after the call so you have it.)

Nope!  No credit card needed and no obligation.  You don't have to sign up for anything now, or in the future.  Our credit repair service is an option for those that need it.  

The call is to give you a clear idea of what you're working with, and where your credit is right now.  If you decide to get help with your credit and want experts to handle it for you, our service is a great option.  

If you're not sure where to begin, this limited-time offer to get a customized evaluation of your credit will be perfect for you.  You'll know what needs to be done, if you want to do it on your own, or if you would rather have it done for you.

If you sign up for our service, you would get instant access to all 3 of your credit reports and scores, and we would get to work on your credit.  That's when we take our 20yrs of experience and use it to fix your credit and raise your scores!

Let's Do It