Does TransUnion Eviction Report List Eviction Proceedings?

A TransUnion eviction report pulls together each eviction filing, judgment, and disposition tied to a consumer's identity, presenting the data exactly as the court recorded it. (Because landlords love transparency, right?)

• Case identifier and court jurisdiction clarify which filing belongs where.
• Filing date timestamps when the eviction proceedings entered the public record.
• Disposition status flags whether the case is pending, judgment entered, settled, or dismissed.
• Judgment amount and payment terms detail the financial impact of an actual eviction.
• Landlord and property address link the dispute to a specific rental unit.
• Reporting date marks when TransUnion added the entry to the consumer file, subject to a seven‑year reporting window under the FCRA.
• Update timestamp notes any subsequent changes, such as a dismissal or correction, that the bureau incorporated after the original filing.

These elements collectively reveal everything the TransUnion eviction report knows about a renter's legal history, setting the stage for the next section on how TransUnion gathers this eviction data.

The TransUnion eviction report flags eviction proceedings separately from finalized evictions, so you can tell whether a case is still in court or already resolved. Look for specific fields that denote filing status, dates, and outcomes.

1. Case status line - shows 'Pending,' 'Active,' or 'Dismissed.' This label alone tells whether the proceeding is ongoing.
2. Filing date vs. disposition date - a filing date without a corresponding disposition date means the case hasn't been closed yet.
3. Proceeding type tag - entries labeled 'Eviction filing' or 'Court action' indicate a proceeding rather than a completed eviction.
4. Outcome description - phrases such as 'Awaiting judgment' or 'Case continued' confirm the matter is still in process.
5. Source code - codes like 'Court filing' or 'Legal record' appear only for proceedings; 'Eviction judgment' appears for actual evictions (as we covered above).
6. County or jurisdiction field - presence of a court identifier without a judgment number signals a pending filing.
7. Amount owed column - listed as 'Estimated' or blank suggests the case hasn't reached a monetary award stage.

These checkpoints let you separate active eviction proceedings from settled or dismissed cases before you move on to how TransUnion gathers the data.

TransUnion pulls eviction information from public court filings, specialized court‑record vendors, and commercial data aggregators that monitor landlord‑tenant lawsuits. Each source feeds the TransUnion eviction report with the filing date, case number, and the outcome if the court issues a judgment.

The agency updates the record weekly, adding new filings and removing cases that are dismissed or expunged, but it does not verify whether a filing resulted in an actual eviction until a judgment appears. For a deeper look at these data streams, see Consumer Financial Protection Bureau's eviction data overview.

Filings are the initial legal notices a landlord files to start eviction proceedings; they appear on the TransUnion eviction report as soon as the court receives the complaint. These entries flag potential trouble but do not guarantee a judgment, and they stay for up to seven years under the Fair Credit Reporting Act (some states allow longer retention) (as we covered in how TransUnion gathers eviction data).

Actual evictions are the final court orders that forcibly remove a tenant; they replace the filing entry once the judge signs the judgment. This record reflects a completed outcome, carries heavier weight with landlords, and also ages out after the same seven‑year window. Because the report distinguishes the two, lenders can see whether a case ever progressed to a binding eviction.

Five obscure quirks hide in the TransUnion eviction report that most renters never notice. They can turn a clean slate into a phantom blacklist.

• Reporting window locks at seven years from the filing date, not a vague seven‑to‑ten range.
• Only filings lodged in housing or landlord‑tenant courts make it onto the report; small‑claims judgments about unpaid rent stay separate.
• A dismissal flips the case status but the original entry remains until the seven‑year deadline, as we covered above.
• Partial payments logged against a judgment add a note but never delete the eviction record.
• Data feeds update on a roughly 30‑day cycle, so a fresh court decision may be invisible for weeks.

Updates to a TransUnion eviction report hinge on when the originating court posts a filing and how quickly the data‑vendor pipeline feeds that information to the bureau. Most courts upload new filings within a few days; aggregators then cleanse and forward the file, and TransUnion incorporates it during its regular refresh, usually within two to four weeks. Rarely, back‑logged courts or manual entry delays push the update beyond a month.

• Court posting schedule - some jurisdictions batch entries weekly, others post daily.
• Data‑vendor processing - validation checks can add several days before transmission.
• TransUnion refresh cycle - the bureau runs bulk updates on a bi‑weekly cadence, but urgent corrections may enter sooner.
• Dispute or error flag - a pending dispute pauses the entry until resolution, extending the timeline.
• State consumer‑protection rules - certain states require additional verification steps, which can lengthen processing (see FTC guidance on credit reporting).

When an eviction filing finally appears, the entry stays until the court records a judgment or the filing is expunged, feeding the next refresh cycle automatically. (Next up: why a dismissed eviction still lingers.)

Dismissed eviction proceedings remain on a TransUnion eviction report because the bureau records the filings, not the court's final ruling. Data streams from clerks, collection agencies, and third‑party aggregators stop at the moment a case is entered; they rarely receive a follow‑up code that marks the suit as dismissed, so the entry stays unchanged.

Since the reporting clock starts at the filing date, the record persists for the standard seven‑year window unless a corrected update overwrites it. As we explained in the 'update timelines' section, revisions can take weeks to appear, giving the impression that a dismissed case is 'stuck.' The upcoming 'dispute false evictions step by step' guide shows how to force a removal when the entry is inaccurate.

A false entry on a TransUnion eviction report can be erased by filing a dispute under the Fair Credit Reporting Act. Follow these precise actions to compel correction within the 30‑day window.

1. Collect evidence - Pull the court docket, dismissal order, or landlord correspondence that proves the eviction proceedings never resulted in an actual eviction.
2. Note report identifiers - Write down the TransUnion report number, item number, and the exact wording of the inaccurate filing.
3. Choose a submission method - Use TransUnion's online dispute portal or send a certified‑mail letter; the Fair Credit Reporting Act dispute process requires a written request.
4. Attach documentation - Include copies (not originals) of all proof, label each piece, and reference the item number in the cover letter.
5. Request a written outcome - Ask for a statement of the investigation's result and for the corrected TransUnion eviction report to be sent to any lender who accessed the data.
6. Inspect the updated report - Verify that the false filing is removed or marked 'disputed' and keep the confirmation for your records.
7. Escalate if denied - File a complaint with the Consumer Financial Protection Bureau or consider a small‑claims suit, citing the FCRA's mandatory 30‑day correction rule.

TransUnion eviction reports list any filed eviction proceedings, but the data often contains mistakes.

• Landlord withdrew a notice after filing; TransUnion still shows the proceeding because updates wait for a final court disposition.
• Court dismissed the case for improper service; the dismissal never reached the bureau, leaving the filing on the report.
• Lease violation never entered court; landlord mis‑reported it as an official filing, and TransUnion recorded it as an eviction proceeding.
• Tenant settled and vacated voluntarily; the filing remains for up to seven years even though no eviction occurred.
• Social‑security mix‑up placed a neighbor's eviction on the renter's TransUnion eviction report.
• Appeal overturned the original judgment; the reversal missed the quarterly refresh, so the original filing stays listed.

Pull your TransUnion eviction report every three months and match each line to a real eviction proceeding, judgment, or collection account. Dismissed filings rarely show up, but a stray entry still signals a reporting error worth catching early.

Add a free credit‑monitoring alert that notifies you the moment an eviction filing lands on your file (via free TransUnion credit monitoring). Verify that name, address, and SSN are correct; a simple data slip can create a phantom eviction.

If a surprise appears, file a dispute within 30 days, demanding the creditor furnish the judgment or collection evidence. Absent proof, the entry must vanish - how to execute that step‑by‑step follows in the dispute section.