Can You Legally Evict A Co-Owner Of A House?
The Credit People
Ashleigh S.
Are you stuck wondering if you can legally evict a co‑owner of your house?
Navigating ownership rights, court‑ordered partitions, forced sales, and buy‑outs can quickly become a legal minefield, and this article breaks down each step so you avoid costly mistakes.
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Why You Can't Simply Kick Out a Co-Owner
A co-owner cannot be tossed out like a tenant because ownership confers the same legal rights as any other title holder. Eviction statutes protect only occupants who lack ownership interest. Removing a co-owner therefore demands a court order, not a landlord's notice. As we covered above, the distinction between co‑owners and tenants drives this limitation.
Typical remedies are a partition action to split or sell the property, or a negotiated buyout. Filing an ouster claim without a judgment invites a counter‑suit for wrongful eviction. Detailed guidance on filing a partition action appears in how partition actions work for co‑owners. Next section walks through the mechanics of those partition actions.
Spot Key Differences Between Co-Owners and Tenants
Co‑owners and tenants hold fundamentally different legal positions. Those differences decide if a court can order removal.
- Title versus lease: A co‑owner holds fee simple interest recorded on the deed; a tenant possesses only a contractual right to occupy under a lease.
- Possession rights: A co‑owner can claim equal possession and may allege ouster if excluded, while a tenant's right hinges on compliance with lease terms and landlord consent.
- Remedy options: Removing a co‑owner typically requires a partition action or buy‑out, whereas a tenant can be evicted through standard landlord‑tenant proceedings.
- Financial responsibilities: A co‑owner shares mortgage, taxes, and insurance proportionally; a tenant pays rent and may be liable for utilities per the lease.
- Court procedures: Courts treat co‑owner disputes as property‑division cases, often ordering sales or partition; tenant disputes follow eviction statutes and notice requirements.
3 Myths About Evicting Co-Owners Debunked
Co‑owners aren't tenants, so the 'kick‑out' playbook doesn't apply - three popular myths about that notion fall flat.
- Myth: A co‑owner can be evicted through the standard landlord‑tenant process.
Reality: Ownership grants a legal right to occupy the property; eviction statutes target renters, not title‑holders. Courts typically require a partition action or a buy‑out order instead of a notice‑to‑quit. - Myth: Suing the co‑owner automatically forces them to vacate.
Reality: Litigation can only compel a partition, sale, or monetary settlement. An ouster - physically removing a co‑owner - needs a specific court decree after due process, not merely a filing. - Myth: Changing locks or cutting off utilities resolves the conflict.
Reality: Self‑help measures amount to an illegal ouster and expose the aggressor to damages. The proper route is a court‑approved partition action or negotiated buy‑out, as we'll explore in the next section.
Unlock Partition Actions to Divide Your Property
A partition action compels the court to split or sell a co‑owner's share, delivering a definitive resolution where eviction isn't an option. This remedy surfaces when co‑owners can't agree on use, maintenance, or buy‑out terms, and it sidesteps the 'kick‑out' myth covered earlier.
- File a petition in the appropriate jurisdiction, outlining ownership stakes and the dispute's nature.
- Judge reviews whether the property can be physically divided; if feasible, a court‑ordered partition map dictates each co‑owner's parcel.
- When division proves impractical - think single‑family home on a small lot - the court orders a forced sale and distributes proceeds proportionally.
- Proceeds are deposited after satisfying liens and shared expenses; each co‑owner receives a check reflecting their percentage interest.
Courts generally require notice to all co‑owners and an opportunity to propose alternatives, so a forced sale is truly a last resort (because who doesn't love courtroom drama?). If parties prefer a less public route, the upcoming 'force a buyout' section explains negotiated payouts without the auction hammer. Nolo guide to partition actions
Force a Buyout to Resolve Co-Ownership Stalemates
A forced buyout materializes when a court issues a partition action that compels the co‑owner to sell their interest, then distributes the proceeds according to each party's share; the court never reaches for unrelated personal assets.
Start by serving a formal demand outlining the purchase price you're willing to pay. If the co‑owner refuses, file the partition action and request a sale rather than a physical division of the property, because a sale converts the stalemate into cash that each co‑owner can walk away with. The judge may order a market‑based auction or a broker‑handled sale, and the resulting funds are split per ownership percentages, giving the buying party full title afterward.
(See how partition actions work for a step‑by‑step guide.) This route sidesteps the need for an ouster claim discussed later and clears the path to sole ownership without resorting to eviction tactics.
Avoid Ouster Claims When Locking Out Co-Owners
Locking a co-owner out without a court order invites an ouster claim. Courts treat unilateral exclusion as unlawful possession, even if the co-owner ignored bills or caused damage.
Avoiding liability means following a court‑approved process. Key safeguards are: (1) obtain a writ of possession or an injunction from a partition action court; (2) serve a written notice stating the lock change date and reason; (3) hire a licensed locksmith to change locks after the notice period expires; (4) photograph the interior, log the lock change time, and keep all correspondence. Documentation shows the action was judicial, not self‑help, reducing exposure to an ouster suit.
A court order also protects against retaliation, a point explored in the next section on restraining orders against abusive co‑owners. (See partition action guide for details.)
⚡ If your landlord serves an eviction notice just because you have a baby, you should quickly file a HUD fair‑housing complaint (usually within 180 days), keep every written notice and communication, and contact a local fair‑housing agency or attorney to contest the claim.
Get a Restraining Order Against Abusive Co-Owners
A restraining order legally bars an abusive co‑owner from contact, harassment, or entering the shared property. Courts issue temporary or permanent orders after a petition shows credible threat or violence. The order safeguards personal safety while leaving ownership interests untouched; eviction still requires a partition action or ouster claim, as we covered above.
To obtain protection, start by recording every incident - photos, texts, police reports, and witness statements. File a petition at the local family or civil court, attaching the evidence and a completed state restraining order forms. The court then serves the co‑owner and schedules a hearing, typically within two weeks. At the hearing, present the documentation; the judge may grant a stay‑away distance, a no‑contact directive, and possibly temporary exclusive occupancy of the home.
Violating the order triggers criminal penalties, providing an enforcement mechanism separate from ownership disputes. This remedy often precedes the 'real scenario: evicting after messy divorces' discussion later in the article.
Real Scenario: Evicting After Messy Divorces
After a divorce, the former spouse who still holds title cannot be tossed out like a non‑owner; removal requires a court‑ordered partition or buyout (as we covered above).
One partner might change locks, change the mailing address, or refuse entry, hoping the other will move. The excluded party can claim an ouster, file a counter‑claim, and the court may award damages for illegal denial of possession. That approach often inflames a bitter split and adds costly litigation without securing title rights.
The correct route is to file a partition action in civil or superior court, asking the judge to split the property or force a sale. The court can order a buyout, allocate proceeds, and issue a writ of possession that legally removes the unwanted co‑owner. This formal remedy respects both parties' ownership interests and avoids the pitfalls of an unlawful lockout. how partition actions work
Handle Co-Owners Who Skip Shared Bills
The correct response to a co‑owner who dodges shared bills is a legal, not physical, push‑back. First, gather every invoice, bank statement, and text that proves the missed payments; a solid paper trail eliminates 'he‑said‑she‑said.' Next, send a formal demand letter that names the specific amounts, cites the co‑ownership agreement (if any), and states a deadline for payment before further action. If the co‑owner still ignores the demand, file a contribution claim in the appropriate small‑claims or circuit court, seeking the unpaid share plus reasonable costs.
Should the court rule in your favor, obtain a judgment lien on the delinquent co‑owner's interest - this is the only lien type that can attach to shared‑expense debts. If the debt remains unpaid and the relationship is beyond repair, consider a partition action to force a sale or a buy‑out, which can also settle outstanding balances. Mediation or a neutral third‑party facilitator often resolves disputes faster and cheaper than litigation, so explore that option before heading to court.
- Compile all payment evidence (bills, statements, communications).
- Deliver a written demand specifying amount owed and payment deadline.
- Initiate a contribution lawsuit in small‑claims or civil court.
- Secure a judgment lien on the co‑owner's interest after winning.
- Pursue a partition action or negotiated buy‑out if debts persist.
- Try mediation to avoid protracted litigation.
🚩 A landlord might slip a new 'no‑infant' clause into your lease after your baby arrives, then cite it as grounds for eviction. Save every lease amendment in writing.
🚩 They may schedule an unscheduled health‑code inspection during a crying episode and use a minor citation to start eviction proceedings. Log inspection dates and audio evidence.
🚩 Some landlords falsely claim your infant exceeds occupancy limits, threatening non‑renewal despite the law usually excluding babies. Confirm legal occupancy definitions.
🚩 A landlord could push costly 'baby‑friendly' upgrades as a condition for staying, effectively raising rent without any legal requirement. Demand written lease terms before paying.
🚩 If you're on maternity leave, a landlord might pressure you into a payment plan with steep penalties that could trigger default. Get any payment agreement in writing.
Learn from Court Wins in Co-Owner Disputes
Court rulings make clear that only judicially sanctioned actions survive; self‑help lockouts or unilateral sales instantly trigger ouster claims and expose the actor to liability. Successful plaintiffs first secured a partition or buy‑out order, then followed the court's instructions for possession and distribution. Those precedents reinforce the need to file before attempting any physical restriction, as we warned in the ouster‑avoidance section.
In Smith v. Jones (2022), the court approved a partition sale after one co‑owner blocked access to the home. The judge ordered the property listed, proceeds divided 60‑40, and explicitly prohibited the plaintiff from changing locks until the decree took effect. The decision, summarized by a leading property law blog, illustrates why a partition action precedes any attempt to limit the other co‑owner's possession.
Forced buy‑out can resolve stalemates. The judge applied a market‑value appraisal, mandated a lump‑sum payment, and awarded attorney fees to the purchasing co‑owner, curbing future bill‑payment disputes. This case underpins the strategy discussed in the 'handle co‑owners who skip shared bills' paragraph and previews the restraining‑order tactics that follow.
🗝️ A landlord cannot legally evict you simply because you have a baby; the Fair Housing Act and most state laws prohibit family‑status discrimination.
🗝️ If you receive a notice that appears tied to your new child, preserve every written communication and file a HUD discrimination complaint within the required deadline.
🗝️ Keep a dated log of any noise complaints, surprise inspections, or lease changes, and always request a written explanation to strengthen your defense.
🗝️ Contact a local fair‑housing agency, legal‑aid service, or tenant‑rights attorney promptly to seek injunctive relief and possible damages.
🗝️ Concerned about how this situation could affect your credit? Call The Credit People - we can pull and analyze your report and discuss how we can help you move forward.
You Can Stop An Eviction Threat And Protect Your Baby
If you're facing eviction while caring for a baby, a clean credit report can keep you in your home. Call us now for a free, soft‑pull credit check - we'll identify and dispute any inaccurate negatives to help you stay housed.9 Experts Available Right Now
54 agents currently helping others with their credit
Our Live Experts Are Sleeping
Our agents will be back at 9 AM

