What's Equifax's Dispute Address and Phone Number?

Send disputes to the official Equifax dispute mailing address - P.O. Box 740256, Atlanta, GA 30374‑0256 - and call the Equifax dispute phone number, 1‑888‑766‑0002, for any dispute‑related questions or to confirm receipt of your mailed request.

Dial the Equifax dispute phone number 1‑866‑640‑2273 to start a dispute today. Call Monday‑Friday between 8 a.m. and 11 p.m. Eastern Time for live assistance and a guaranteed response within 30 days.

Have your Social Security number, the account in question, and a brief explanation of the error ready before you call; the representative will confirm the next steps and may ask you to follow up with a written dispute to the Equifax dispute mailing address discussed earlier. For more details on the phone line, see Equifax credit dispute phone number.

Send your dispute to Equifax Information Services LLC, P.O. Box 740241, Atlanta, GA 30374, or call 1‑800‑685‑1111 for assistance.

• Full name, current address, and last four digits of your Social Security number for identification.
• Precise description of the entry you dispute, including account number and date of the record.
• Reason the information is inaccurate, supported by relevant facts.
• Copies (not originals) of documentation that proves your claim, such as statements, police reports, or fraud alerts.
• Your signature, the date, and a request for written confirmation of correction within 30 days.

Here's a ready‑to‑use dispute letter you can mail to the Equifax dispute mailing address.

Sample Letter

[Your Name]

[Your Street Address]

[City, State ZIP Code]

[Phone Number]

[Email Address]

Date: [Month Day, Year]

Equifax

P.O. Box 740241

Atlanta, GA 30374

Subject: Dispute of Inaccurate Credit Information - [Your Equifax Credit Report Reference]

Dear Equifax Dispute Department,

I am writing to dispute the following item(s) on my credit report, identified by the reference numbers above. The information is inaccurate because [brief explanation of error]. Please investigate and delete or correct the entry(s) within the statutory 30‑day period.

Enclosed are copies of supporting documents:

• Proof of identity (driver's license or passport)
• Recent utility bill showing current address
• Documentation proving the error (e.g., payment receipt, account statement)

I request a written confirmation of your findings and a corrected copy of my credit report. Thank you for your prompt attention.

Sincerely,

[Signature]

[Printed Name]

What to customize

• Your full name and contact details
• Date of the letter
• Specific item(s) you are disputing (account name, number, and why it's wrong)
• Exact supporting documents you attach

Send this letter by certified mail, retain the receipt, and track it through the United States Postal Service. A response must arrive within 30 days, as required by the Fair Credit Reporting Act.

For the exact mailing address, see the Equifax dispute mailing address.

Certified mail gives you a legal receipt and tracking for every dispute you send to Equifax. Use the official Equifax dispute mailing address - Equifax Information Services LLC, P.O. Box 105069, Atlanta, GA 30348 - and keep the dispute phone number 1‑888‑766‑0002 handy for follow‑up.

1. Prepare your dispute packet. Include the completed dispute letter, supporting documents, and a copy of your ID.
2. Print the packet on plain paper; no need for special envelopes.
3. Go to the post office and request a Certified Mail & Return Receipt. Hand the packet to the clerk and obtain the tracking number.
4. Write the tracking number on the top right corner of the first page of your letter for easy reference.
5. Keep the receipt and tracking record. When Equifax logs the dispute, reference the receipt number in any future calls to the dispute phone number.

These steps ensure you have undeniable proof that Equifax received your dispute, satisfying the 30‑day response requirement and simplifying any later escalation.

You can submit Equifax disputes instantly through its online portal or by fax.

The online portal (Equifax online dispute system) lets you create an account, enter the dispute details, and upload supporting files in minutes. After submission, Equifax must investigate within 30 days and you can check status any time on the website. No mailing address or fax number is needed, and everything stays digital.

Faxing a dispute requires sending a cover sheet to 1‑866‑640‑2270, attaching the same documents you'd mail. Include the Equifax Consumer Dispute Services address - Equifax Consumer Dispute Services, P.O. Box 740256, Atlanta, GA 30374 - on the cover sheet so the fax is properly routed. The investigation timeline matches the online method: 30 days for a response, and you can follow up by calling the Equifax dispute phone number if needed.

Equifax must finish its investigation within 30 days of receiving your dispute, whether you mailed it to the Equifax dispute mailing address (Equifax Information Services LLC, P.O. Box 740256, Atlanta, GA 30374), called the Equifax dispute phone number (1‑888‑766‑0002), or submitted it through the Equifax online dispute portal.

After you send a mailed dispute, keep the certified‑mail receipt and note the reference number Equifax provides; you can track progress by calling the phone number or by logging into the online portal with that same reference.

When the 30‑day period ends, review the results letter. If the item was corrected, your credit file updates automatically. If the item remains unchanged, you may submit a follow‑up dispute or request a supervisor review as outlined in the next section.

Ask to speak with an Equifax supervisor when your dispute stays unresolved.

Call the Equifax dispute phone number 1‑866‑640‑2278, Monday‑Friday 8 a.m. - 9 p.m. ET. When the representative answers:

• state your dispute reference number,
• request a supervisor review,
• clearly explain why the original decision is insufficient.

The supervisor will re‑examine the file and may adjust the outcome, but the original 30‑day investigation deadline does not restart; it remains tied to the initial filing. For more details see the Equifax dispute phone number page.

The official Equifax dispute mailing address for identity theft disputes and fraud alerts is:

Equifax Information Services LLC
P.O. Box 105069
Atlanta, GA 30348

Use this address when you submit an identity‑theft dispute or request a fraud alert. You can also reach the same team at the Equifax dispute phone number listed earlier.

Example format

John Doe
123 Main Street
Springfield, IL 62704

Re: Identity Theft Dispute / Fraud Alert Request
Equifax Information Services LLC
P.O. Box 105069
Atlanta, GA 30348

Enclose a copy of your government‑issued ID, a police report (if available), and a brief statement of the disputed item. Send the packet by certified mail for proof of delivery.

Small businesses can resolve credit file errors by mailing a dispute, calling the dedicated line, submitting online, or faxing the documents, all using Equifax's official contact points. The current Equifax dispute mailing address is Equifax Information Services LLC, P.O. Box 105069, Atlanta, GA 30348, and the Equifax dispute phone number is 1‑800‑685‑1111 (select option 2 for business disputes); both are listed on the Equifax business dispute portal and may change over time.

• Mail: send a signed dispute letter to the Equifax dispute mailing address, include supporting documents; expect a written response within 30 days.
• Phone: call 1‑800‑685‑1111, choose option 2, provide file details, and request a written confirmation of the investigation.
• Online: log into the Equifax business portal, upload your dispute and evidence, and track progress digitally.
• Fax: obtain the business‑file fax number from the portal or the phone line and fax your completed dispute form for faster receipt.