account. Regardless, information about the account will start showing up your
credit file. The information reported, however, will note that you are an
authorized user,
which won't carry quite as much weight with future potential
creditors as if the card were in your own name.
Before you ask someone to let you be an authorized user on a credit card
account, make sure they are a good money manager. Because if they are late
with account payments, if they go over their credit limit, or stop paying on the
account, that information will show up in YOUR credit history, too, which will
ultimately hurt your credit score.
For more tips on rebuilding your credit, visit our blog at
thecreditpeople.com/blog
.
